Online Payments

Send a link.
Get paid instantly.

Stop chasing checks and waiting for bank transfers. With Kairvio's Stripe-powered payments, customers click a link, pay by card, and the money goes straight to your bank. No login required. No friction.

How online payments work

From invoice to money in your bank in three simple steps.

1

Send the invoice

Create an invoice and send it via SMS or email. The customer receives a link to pay online.

2

Customer pays by card

They click the link, enter their card details on a secure Stripe checkout page. No account needed. Takes under a minute.

3

Money hits your bank

Payment is processed through Stripe and deposited directly to your bank account. Invoice status updates to Paid automatically.

Payments that just work

Simple, secure payment collection powered by Stripe.

Stripe Integration

Built on Stripe Connect, the world's most trusted payment platform. Enterprise-grade security with simple setup for your business.

Pay-by-Link

Every invoice includes a unique payment link. Send it via SMS for faster opens or email for a paper trail. Customers pay with one click.

Credit Card Processing

Accept all major credit and debit cards. Visa, Mastercard, American Express, and more. Customers pay the way they prefer.

Automatic Status Updates

When a customer pays, the invoice status updates from Sent to Paid automatically. No manual reconciliation needed.

Deposit Collection

Require upfront deposits for bigger jobs. Set a percentage or fixed amount. Protect yourself from no-shows and last-minute cancellations.

Direct Deposit to Your Bank

Payments go straight to your connected bank account through Stripe. No middlemen holding your money. Fast, reliable payouts.

Why service businesses love online payments

Get paid before you leave

Send the invoice on-site, and the customer pays by card before you pack up the truck. No more waiting weeks for a check in the mail.

Improve cash flow

When paying is easy, customers pay faster. Pay-by-link via SMS dramatically reduces the time between completing work and collecting payment.

Protect big jobs with deposits

Collect a deposit when the job is booked. Customers have skin in the game, reducing cancellations and protecting your time.

Related features

Online payments work even better with these capabilities.

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Frequently asked questions

How do customers pay?
They tap a Pay Now link sent via text or email and pay with credit card, debit card, or ACH bank transfer. The whole thing takes the customer about 30 seconds.
When do I get paid?
Funds land in your bank account in 1–2 business days for established Stripe accounts (sometimes longer for new accounts during their initial verification period).
What are the processing fees?
Standard Stripe rates: 2.9% + $0.30 per card transaction, 0.8% capped at $5 for ACH. No additional Kairvio fees on top.
Is it secure? Where are cards stored?
Card data is handled entirely by Stripe (PCI Level 1 compliant — the highest level of payment security certification). Kairvio never stores card numbers. Stored cards on file are tokenized.
Can I take payment in the field?
Yes. Send a Pay Now text from your phone the moment the job is done. Customer pays from their phone before you've packed the truck. No card readers required.

Ready to get paid online?

Start your 14-day free trial and connect Stripe in minutes. No credit card required to start.